TopCashback Review: Is it Legit?

Fact Checked

Last Updated Date:

Last Updated Date:

Nov 15, 2023
Estimated Reading Time
Read Time: minutes

Sidehustles.co.uk is a site dedicated to exploring UK side hustles. Whether you're looking for options to earn extra money, or seeking to start a new business, we're here to guide you on your side hustles journey!

THE LATEST SIDE HUSTLE NEWS DELIVERED TO YOUR INBOX

Contact Us

✔ Fact Checked and Written by Steven Hillman FCA Chartered Accountant

Steven is the Editor-in-Chief of Sidehustles.co.uk. He is a Chartered Accountant (FCA) and ICAEW Business and Financial Professional (BFP) and has spent years advising clients on different side hustles and taxation.

This side hustle at a glance

🎧 Listen Now: Sidehustles.co.uk One-Minute Podcast: TopCashback Review: Is it Legit?

Transcript available below.

Reviewing TopCashback: Is It a Legit Site To Earn Money?

As online shopping continues to flourish, many new features and deals start coming out to entice buyers — and one of the most popular ones today is the concept of cashback. In essence, cashback apps help you gain back some of the money you spend.


TopCashback.co.uk is one of the biggest cashback platforms in the UK. You may have encountered it before, but you’re not sure if it’s a reliable cashback app. So, is this site legit? Can you earn money by using the website’s features? Let’s dive deeper into the topic and inform you about the app, helping you decide if it’s worth it.

key takeaways

TopCashback Feature Key Takeaway
Legitimacy and Trustworthiness TopCashback is widely recognised as a legitimate and reliable cashback site, operational since 2005 and garnering positive user feedback.
Unique Selling Points Known for competitive cashback rates and partnerships with over 5,000 shops, including popular brands, offering a wide variety of deals.
Referral Program Benefits Offers a lucrative referral program, rewarding users with significant bonuses for each successful referral.
Ease of Earning and Redeeming Cashback Simplifies the cashback process with no minimum purchase requirements and offers multiple easy redemption options like PayPal and Bacs.

About TopCashback

Image of TopCashback Logo

TopCashback is a free cashback site where you can earn back money through their deals with merchants. How does this work? You sign up and start finding retailers featured on the dashboard. When you visit the retailer through TopCashback and make a purchase, the retailer gives a commission to TopCashback.


This commission is what the company gives back to you as cashback. Technically, it’s the merchant that provides the cashback — but TopCashback makes it available for you to withdraw and spend.

TopCashback is a homegrown company that has been around since 2005. The company not only operates in the UK but also has a global footprint and has partnered with thousands of retailers, giving endless shopping options.

Is TopCashback Legit?

Image of a lady posting envelopes

Yes. TopCashback is a legitimate and legal site where you can earn back money after buying online. Many people are understandably worried especially when a website promises to give back money seemingly for free. However, TopCashback provides small amounts and doesn’t overpromise.

Image of 4.5 Stars

Plus, you can check out reviews on Trustpilot to see that former users were really able to get back money. TopCashback currently maintains a solid 4.5 out of 5 stars from over 139,026 reviews on Trustpilot UK, reflecting a positive consensus from its users in the UK.

Cashback Deals You’ll Enjoy

Image of TopCashback Website

As one of the earliest and most established cashback websites in the UK, TopCashback has plenty of deals you can access. The company also offers higher rates than other popular cashback platforms, making it worthwhile to use even though there are times when the deals don’t match.

You’ll find deals for popular brands like Amazon UK, Groupon, John Lewis & Partners, and other local and international retailers. The company also makes it a point to partner with small and medium-sized enterprises, an initiative that other sites don’t offer. You can access more than 5,000 shops on the website.


We do recommend comparing rates from other cashback sites. TopCashback has great rates, but there are cases when other platforms may offer better deals, so comparing the rates is good practice to maximise your cashback.

Additional Features To Consider

Image of Topcashback website

You may also find these other features, offers, and functionalities useful while using TopCashback.


Two Account Types


You have two membership options on TopCashback. The Classic tier is free and allows you to earn up to 12.5% in payout bonus on your Reward Wallet. A Plus account offers up to 25% payout and provides other perks. However, TopCashback will deduct £5.00 from your annual cashback earnings if you subscribe to this tier — a small amount compared to the earning potential, in our opinion.


Referrals


You can earn additional money by having friends sign up for TopCashback using your link. This program is called the Tell-a-Friend bonus. For those using a Classic Account, you earn £25 per referral. Those with a Plus Account earn £30 for every person who signs up using their link.


Cashback Tracking


One thing you have to remember is that a deal won’t activate unless you click the product link through TopCashback — this is how the website tracks cashback and provides rewards. If you simply scan TopCashback and visit the retailer independently, then you won’t receive the cashback at all.


Zero Minimums


Some cashback platforms require you to spend a minimum amount to begin earning cashback. In other cases, the app includes a time limit, so if you don’t take a deal within the given period, you lose the cashback. TopCashback doesn’t work like this, fortunately. You can begin earning even with just a small purchase — one of the features that impressed us.

Receiving Your Cashback

Image of a PayPal Icon

TopCashback will deposit all your earnings in the Rewards Wallet. You can also use PayPal or Bacs. However, the Rewards Wallet lets you convert points into gift cards. In addition, you can earn bonuses when using the Rewards Wallet, but your bank or PayPal account works just fine if you just want to get the cash as-is.

Pros and Cons

Image of sidehustles.co.uk logo

Like most other cashback sites, TopCashback has its advantages and disadvantages. Here’s what we found while testing the platform and its features.


Pros


  • Modern, engaging, and intuitive website
  • Has a mobile app for easy shopping on your smartphone
  • Lots of partners and higher cashback rates
  • Access to small and medium-sized retailers
  • Cashout bonus through the Rewards Wallet


Cons


  • The payout can take a while
  • Customer support may not always be helpful

FAQs

  • Is TopCashback a Legitimate Cashback Site?

    Absolutely, TopCashback is a legitimate and trusted cashback platform. It has been operational since 2005 and has built a reputation for reliability and trustworthiness. The platform is well-regarded by users and has received positive reviews for its services.

  • What Makes TopCashback Stand Out From Other Cashback Sites?

    TopCashback distinguishes itself with highly competitive cashback rates and a broad range of over 5,000 retail partnerships, including both local and international brands. This wide selection offers users a variety of shopping options and higher potential cashback earnings.

  • How Does TopCashback's Referral Program Work?

    TopCashback’s referral program, known as the Tell-a-Friend bonus, is a significant benefit for users. By referring friends, users can earn £25 for each referral with a Classic Account or £30 per referral with a Plus Account. This program is an excellent way to increase your earnings on the platform.

  • What Are the Options for Redeeming Cashback on TopCashback?

    Redeeming cashback on TopCashback is straightforward and user-friendly. Users have multiple options, including transferring to a PayPal or Bacs account, or using the Rewards Wallet. The Rewards Wallet also offers additional bonuses, making it a popular choice for redemption.

Is topcashback a Good Side Hustle?

Image of text final thoughts

As a cashback platform, TopCashback is among the best. With thousands of retail partners, bonuses, high cashback rates, and other features, this website is one of our most highly recommended cashback sites.


We want to emphasise that cashback shouldn’t be used as a source of main or secondary income. You need to spend money to earn it back, so relying on cashback is not a sustainable practice. Instead, use cashback only when you need to purchase something online for extra savings.

BEFORE YOU GO...

Just like unraveling the benefits of TopCashback has shown you the potential of cashback sites, there's always more to explore in the world of smart online savings. Think of this article as the first layer of your savvy shopper's toolkit. But don't stop here! There's another gem in the cashback universe waiting for you - the Cheddar App.


Our next article dives into the Cheddar App, another innovative cashback platform. It's like finding that extra layer of financial wisdom, ensuring that your savings strategy is as watertight as a well-sealed treasure chest. So, stay curious, and let's keep the momentum going. Read on to discover how the Cheddar App can further bolster your online shopping experience, keeping your savings as consistent as the finest crafted watch.


CHEDDAR APP REVIEW: CASHBACK & MORE

sidehustles.co.uk one-minute podcast

🎧 Listen Now: Sidehustles.co.uk One-Minute Podcast

TopCashback Review: Is it Legit?

Welcome to the Sidehustles.co.uk One Minute Podcast. In the next 60 seconds, we're sharing a real-world insight from our network of seasoned side hustlers. This quick tip is designed to offer you practical advice that you can apply immediately in your side hustle journey.


Today, we're talking about a smart shopping strategy that can benefit both your business and personal expenses. Have you heard of TopCashback? It's a cashback site that essentially pays you for shopping through their platform. Now, here's the golden nugget: As a side hustler, you're likely making regular purchases – from office supplies to client gifts. By using TopCashback for these purchases, you can earn a portion of your spending back. It’s like getting a discount on every transaction. And the best part? It's completely free to use and has partnerships with over 5,000 retailers, including some you probably already shop with. So, next time you're buying something for your business, remember this tip: Go through TopCashback and watch your savings accumulate over time. It’s a simple, effortless way to add value to your regular business expenditures.


That's your one-minute real-world insight. Stay tuned for more!

🥇 TOP SIDE HUSTLES

a poster with a british flag and a clock tower says top 10 uk side hustles 2024
by Steven Hillman 01 Jan, 2024
Exploring ways to earn extra money in the UK this 2024? Dive into our list of the Top 10 UK Side Hustles and uncover the most lucrative opportunities. At sidehustles.co.uk, we guide you through the best options to enhance your earnings through tried-and-tested side ventures. Start your financial growth today!
a man in a suit and tie is standing in front of a limousine and an airplane
by Steven Hillman 12 Apr, 2024
Discover the essential steps to becoming a chauffeur in the UK with our comprehensive 2024 guide. Learn about the required licences, how to enhance your earnings, and tips for starting your own chauffeur business. Whether you're seeking a lucrative side hustle or a full-time career, our insights provide valuable information on navigating the UK's private hire landscape successfully. Ideal for aspiring chauffeurs aiming for excellence in the luxury transport sector.
a man is looking at his phone with a piggy bank in the background
by Steven Hillman 05 Apr, 2024
Discover the truth about Prime Opinion in our comprehensive 2024 review. Uncover how this global survey site offers legitimate earning opportunities through diverse tasks, quick payouts via PayPal or Revolut, and how to maximise your earnings. Whether you're looking to cash out fast or understand the value of your points, this guide provides all the insights you need. Ideal for UK users seeking reliable side hustles.
a woman in a white sweater is standing in front of a yellow background
by Steven Hillman 27 Mar, 2024
Discover the truth about MobileXpression with our comprehensive 2024 review. Uncover whether this innovative app is the legitimate side hustle you've been searching for, allowing you to earn effortlessly by simply using your mobile phone. Learn how to install, maximise benefits, and seamlessly integrate MobileXpression into your daily routine for passive earnings. Plus, find answers to common questions about legitimacy, privacy, and earning potential. Ideal for UK readers seeking smart ways to boost their income.
a man is standing on a red and blue border between the uk and the eu
by Steven Hillman 18 Mar, 2024
Explore the critical VAT considerations for UK and EU digital services and cross-border sales post-Brexit. Learn about place of supply, B2B vs B2C distinctions, and adapting to changes in VAT MOSS. Essential reading for UK small businesses navigating VAT compliance and looking to thrive in the EU market.
a woman is sitting in front of a computer screen with the ebay logo on it .
by Steven Hillman 15 Mar, 2024
Discover how to successfully sell on eBay in 2024 with our comprehensive guide. Uncover tips for UK sellers on creating listings, finding the best products, and maximizing profits in a competitive marketplace. Perfect for beginners looking to make their mark on eBay.
a woman is holding a credit card and a cell phone .
by Steven Hillman 13 Mar, 2024
Explore how to earn extra income in the UK with Reward XP in our comprehensive 2024 review. Discover legitimate ways to make money through surveys, games, and more on this trusted GPT platform. Learn about the earning potential, sign-up process, and rewards system to start boosting your side income today.
a man is smiling while driving an ola car
by Steven Hillman 11 Mar, 2024
Unlock the opportunity to earn as an Ola driver in London with our comprehensive 2024 guide. Discover how to apply, the best cars for the job, and Ola's UK expansion. Perfect for those exploring side hustles in the gig economy.
a woman wearing glasses and a blue hat is holding her finger to her lips
by Steven Hillman 08 Mar, 2024
Discover the Top 10 Mystery Shopping Companies in the UK for 2024, handpicked for their diverse range of tasks, reputable standing, and earning potential. Whether you're a seasoned shopper or new to the game, find the perfect platform to align with your shopping habits and boost your income through mystery shopping. Explore our expertly curated selection now and start your rewarding journey today!
a man in an orange shirt is giving a thumbs up in front of a piggy bank
by Steven Hillman 06 Mar, 2024
Discover the truth about PrizeRebel with our comprehensive 2024 review. Learn how this legitimate GPT site compares to Swagbucks and explore its real earning potential. Find out if PrizeRebel can actually supplement your income with real money through surveys, offers, and more. Perfect for UK users looking to make extra cash online.
a man is holding a cell phone in front of a red car
by Steven Hillman 04 Mar, 2024
Discover essential tips to boost your rideshare earnings in the UK's competitive market. Learn how to enhance passenger experiences, optimise working hours, and manage expenses efficiently for increased profitability. Perfect for Uber drivers and others in the rideshare industry looking to maximise their income.
a man is holding a small british flag in his hand
by Steven Hillman 01 Mar, 2024
Home / Tax Tips / Understanding VAT in the UK: A Guide to NETPs
a woman in a green shirt is standing in front of a piggy bank .
by Steven Hillman 29 Feb, 2024
Discover the ultimate guide to Sweatcoin Premium 2024 for UK users. Uncover whether upgrading is worth your investment, how you can earn by simply walking, and the real value of Sweatcoins in pounds. Plus, learn the steps-to-coins conversion to maximise your rewards. Perfect for fitness enthusiasts and savvy earners alike.
a man is holding two soccer balls in his hands
by Steven Hillman 27 Feb, 2024
Discover the top 5 pros and cons of matched betting in the UK with our comprehensive guide. Learn how it can be a low-risk side hustle for additional income, the importance of using tools like Oddsmonkey for error-free betting, and understand the realistic expectations of earnings. Perfect for beginners and seasoned bettors alike.
a banner that says fundamentals of investing with icons on it
by Steven Hillman 26 Feb, 2024
Explore the fundamentals of investing with our in-depth article, designed for the UK market. Learn about risk and return, the importance of diversification, setting your time horizon, and the necessity of regular monitoring to ensure your portfolio remains aligned with your financial goals. This guide is essential for anyone in the UK looking to build a strong investment foundation and navigate the complexities of the investment world with confidence.
a man is sitting in front of a television holding a bag of popcorn
by Steven Hillman 23 Feb, 2024
Discover the ultimate guide to the top 10 UK YouTube channels for side hustles and business in 2024. Whether you're looking to diversify your income, start a new venture, or gain insights into the UK's entrepreneurial landscape, this curated list offers valuable resources. From practical advice on launching and growing your side hustle to expert business strategies, these channels provide essential tips, trends, and inspiration for aspiring and established entrepreneurs alike. Dive into our comprehensive review and elevate your entrepreneurial journey with the best British content creators on YouTube.
Show More

✔ Fact Checked and Written by 

Steven Hillman FCA Chartered Accountant


Steven is the Editor-in-Chief of Sidehustles.co.uk. He is a Chartered Accountant (FCA) and ICAEW Business and Financial Professional (BFP) and has spent years advising clients on different side hustles and taxation.

share this article

Image of Free Accounting Consultation for Startups

WHAT ARE OTHER PEOPLE READING?

a poster with a british flag and a clock tower says top 10 uk side hustles 2024
by Steven Hillman 01 Jan, 2024
Exploring ways to earn extra money in the UK this 2024? Dive into our list of the Top 10 UK Side Hustles and uncover the most lucrative opportunities. At sidehustles.co.uk, we guide you through the best options to enhance your earnings through tried-and-tested side ventures. Start your financial growth today!
a man in a suit and tie is standing in front of a limousine and an airplane
by Steven Hillman 12 Apr, 2024
Discover the essential steps to becoming a chauffeur in the UK with our comprehensive 2024 guide. Learn about the required licences, how to enhance your earnings, and tips for starting your own chauffeur business. Whether you're seeking a lucrative side hustle or a full-time career, our insights provide valuable information on navigating the UK's private hire landscape successfully. Ideal for aspiring chauffeurs aiming for excellence in the luxury transport sector.
a man is looking at his phone with a piggy bank in the background
by Steven Hillman 05 Apr, 2024
Discover the truth about Prime Opinion in our comprehensive 2024 review. Uncover how this global survey site offers legitimate earning opportunities through diverse tasks, quick payouts via PayPal or Revolut, and how to maximise your earnings. Whether you're looking to cash out fast or understand the value of your points, this guide provides all the insights you need. Ideal for UK users seeking reliable side hustles.
Share by: